IDFC first bank millennia credit card more reasons to love the card

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Two different card based on gender

  1. Male credit card for male
  2. Female’s credit card for female
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Our Credit Cards are like no other:

  • Lifetime free

IDFC credit card no charges for joining and annual it free for use

  • Low interest ratesstarting from 9% p.a.

Most of the credit card charge 1- 2 % per month interest almost above 12% p.a., IDFC card only low interest .

  • Upto 10X rewards10X rewards on your birthday, and crossing the spend threshold, on select variants

IDFC respect your card usages, IDFC know your birthday date, that day you can save more rewards.

  • Interest freeATM cash withdrawal for upto 48 days

card swiping, online purchase interest free for 48 day and ATM withdrawal also interest free, no this Option on others bank card

Key features

There is NO Joining or Membership fee applicable on any of IDFC FIRST Bank Credit Cards.

IDFC FIRST Bank Bank Credit Cards are loaded with a host of benefits, offers & features.

Some of them are listed below and will be applicable as per card variant available with you:

Lifestyle benefits – Discounts on shopping, dining & movies, complimentary round of golf every month, etc.

Travel benefits – Complimentary airport lounge access.

Other benefits – various in-app online discounts, discounts on health and wellness outlets, etc.

There is NO expiry date to the reward points accrued on your IDFC FIRST Bank Credit Card