First Year Free – No Joining Fee
Buy 1 Get 1 Movie Ticket FREE on BookMyShow
12X Reward Points per Rs 100 spent online or via Bajaj Finserv App
Bajaj Finserv RBL Credit Card – Power of 4 Cards in 1
The Bajaj Finserv Insta EMI Card was launched to enable purchases from one lakh partner stores across India on easy monthly installments (EMIs) with no interest.
It is applicable both offline and online. By working with several organizations that offer free shipping and zero down payment, the company has launched its own online store called as the EMI store. Bajaj Finserv has also partnered with some of the most major online shopping firms, but it is not as widely accepted as popular credit cards.
Features of Bajaj Finserv Insta EMI Card
- Loan Amount: One can get a preapproved loan of up to INR 2 lakh.
- Annual Fee: Only if the subscriber has not used it even once in a calendar year, there will be a charge of INR 99 + 18% GST
- Nil Interest: The EMIs are completely free of interest and one will have to only return the principal amount.
- Repayment Tenors: One can repay the EMIs in between three to 24 months. (These will be equal installments).
- Foreclosure: There are no foreclosure charges, one can fully pay the total sum at their ease and EMIs will stop.
- How to Apply: It can be applied for on the internet and can be activated by using the mobile app of the company, known as Bajaj Finserv Wallet App.
- Age: Applicant should be between 23 and 65.
- Income: Must have the proof of a regular source of income.
- One Time Joining Fee: INR 567 + 18% GST.
First Year Free – No Joining Fee
Offer Details
About Bajaj Finserv RBL Credit Card –
- Avail discounts & exciting EMI offers on a range of products like clothes, gadgets & more!
- Buy 1 movie ticket and get 1 movie ticket free on BookMyShow
- Get 12X Reward Points per Rs 100 spent on online spends or spends via Bajaj Finserv App (Max 800 RP per month)
- Get complimentary access to 2 domestic airport lounges per year
- Earn 5% cashback on all down payments
- Get a waiver of up to ₹100/month on fuel Purchase worth ₹400 – ₹4,000 per transaction
Other offers –
- 1 Reward Point per INR 100 spent offline
- Cash withdrawal from any ATM across India at 0% interest for up to 50 days
- Convert available cash limit into a personal loan for 3 months with a 1.16% monthly return & no processing fee
- Spend Rs 1,00,000 per year to get the next year’s annual fee waived off
- Get easy EMI conversion options for transactions more than 2500
Partner Discounts –
- 10% Instant discount (upto Rs 1000) on Myntra orders above Rs 2500
- Flat 40% Off (upto Rs 110) on Fassos orders above Rs 199
- Flat 50% Off (upto Rs 125) on Ovenstory orders above Rs 249
- Get 30% Off (upto Rs 100) on Slay Coffee orders above Rs 199
- Flat Rs 300 Off on minimum purchase of Rs 999 on Fine Silver
- Get more discounts on brands like mCaffeine, First Cry, Park Avenue, Raymonds, Parx, Fresh Menu, The Man Company, My Protien, IGP, Beardo, Flying Machine, Boat, AltBalaji, Lifestyle, Seiko, Eros Now, USPA & many more!
Eligibility Criteria
| Eligibility Needs | Eligibility Criteria |
|---|---|
| Employment status | Only Salaried professional are allowed |
| Salaried | Minimum Income Required: Rs 45,000 |
| Required Credit Score | Credit Score: 700+ |
| Customers need to have an Existing card | (6 months old) with a minimum limit of Rs 30,000 |
| Age Required | 21-60 years |
Fees & List of all charges
- Joining Fees: Rs 0 (1st Year Free)
- Annual Fees: Rs 999 + GST
Documents Needed
- Valid Pan Card
- Aadhar linked to mobile (For eKYC)
- Address Proof
