- Best for Train tickets
- Save 1% transaction charges on train bookings
- 1% Fuel waiver charge
- 350 activation bonus Reward Points on first transaction of Rs 500 or more within 45 days of card issuance
- Earn upto 10% Rewards on buying tickets through IRCTC App & website
Offer Details
About SBI IRCTC Credit Card –
- 350 activation bonus Reward Points on first transaction of Rs 500 or more within 45 days of card issuance
- Earn upto 10% Rewards on buying tickets through IRCTC App & website
- Earn Rs 100 cashback on your first ATM cash withdrawal within 30 days of receiving the card
- Earn 1 Reward Point on every Rs 125 spent (1 Reward Point = Re 1)
- Save 1% transaction charges on train bookings
Features of the card –
- Buy tickets through irctc.co.in & IRCTC Mobile App (for Android only) for AC1, AC2, AC3 and AC CC and earn upto 10% Value Back as Reward Points
- Link your IRCTC SBI Card loyalty number with your IRCTC login id to redeem your Reward Points on IRCTC Website and Mobile App
- Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
- Enjoy 4 complimentary railway lounge access in a year in India (Max 1 per quarter)
- 1% Fuel waiver charge
Fees & List of all charges
- Joining Fees: Rs 500+GST
- Annual Fees: Rs 300+GST
- Annual Fee waiver: On spends more than Rs 2,00,000 annually
Documents Needed
- ID proof
- Address proof
- Income proof
- Valid PAN card
Eligibility Criteria
- Required Age: 21-65 years
- Employment status: Salaried or Self-Employed
- Minimum Income: Rs 20,000 per month
- Credit score: 650+
- New to credit: Allowed only for Salaried
