The AU Small Finance Bank Altura Credit Card is a basic cashback credit card that allows you to save money on practically every purchase. You receive a 5% cashback bonus on your retail purchases made within the first two months of the card’s activation date as a welcome perk. Furthermore, you can earn up to 2% cashback on all purchases, which is deposited directly to your account. In addition to the standard cashback, you can receive Rs. 50 cashback per month with the card’s milestone benefits.
The card gives clients complimentary access to a few Indian railway lounges in consideration of their travel requirements. Additionally, you can save more by having your joining and renewal fees waived based on your spending. Review the in-depth details provided below to learn more about the Altura Credit Card by AU bank:
Welcome Offer –
- 5% Cashback on minimum INR 2,500 retail spends done within first 60 days of card setup. (Maximum cashback per statement cycle is INR 150)
- 10% Instant Discount on Amazon, Flipkart, Myntra, Blinkit & more
Features of the Card –
- 2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments (Maximum cashback per statement cycle is Rs 50)
- 1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50)
- Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle
- 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
- 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
- Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice
Partner Offers –
- 10% Instant Discount upto Rs 1,000 per month on Flipkart Orders Above Rs 10,000
- Additional 10% Off upto Rs 1000 on Myntra
- 10% off on Swiggy Instamart (Upto Rs 100 per month) on Orders Above Rs 500
- 15% instant discount upto Rs 300 per month on Tata CLiQ Orders Above Rs 500
- Flat Rs 100 off on Groceries upto Rs 100 on Blinkit app orders above Rs 1000
Eligibility Criteria –
| Eligibility Needs | Eligibility Criteria |
|---|---|
| Salaried | Starting from Rs 25,000 Monthly |
| Employed | Starting from Rs 25,000 Monthly |
| Employment status | Salaried or self-employed |
| Age | Age: 21-60 years |
| Required Credit Score | Credit Score: 700+ |
| Customers need to have an Existing card | (6 months old) with a minimum limit of Rs 30,000 |
Fees & List of all charges –
| Joining Fees | Rs 199 + Taxes |
| 1st year fee waiver | Rs.10,000 retail spends done within 90 days of card set up |
| 2nd year onwards fee waiver | Rs. 40,000 retail spends done in previous card anniversary year |
